All residents in the Netherlands will need to have enough well being insurance coverage. The primary authorities accountability is the fixing of the speed at which medical bills should be negotiated, and it does so in two methods: The Ministry of Health directly negotiates costs of medicine with the manufacturers, based mostly on the common worth of sale noticed in neighboring nations.
Lastly, to counter the rise in health care costs, the government has installed two plans, (in 2004 and 2006), which require insured folks to declare a referring physician to be able to be fully reimbursed for specialist visits, and which put in a mandatory co-pay of €1 for a health care provider visit, €0.50 for every field of medication prescribed, and a payment of €16-18 per day for hospital stays and for costly procedures.
If a number of of the above applies to you, you will want to use for Dutch public health insurance coverage Please note that the basic Well being Care insurance coverage coverage doesn’t embody legal responsibility insurance coverage, household contents insurance or baggage insurance.
In case your insurance coverage company does not cover you throughout your keep in the Netherlands, you may apply for private insurance by Aon or IPS The non-public Well being Care insurances from Aon and IPS have probably the most in depth coverage and you can pay monthly (approx.
The remaining forty five% of health care funding comes from insurance coverage premiums paid by the general public, for which companies compete on worth, although the variation between the various competing insurers is barely about 5%. citation wanted Nevertheless, insurance firms are free to sell extra policies to supply protection beyond the national minimal.